Category: Financial Management


Whole Life Insurance and Indexed Universal Life Insurance: Comparing the Features

If you’ve ever considered life insurance policies, you know that there are a variety of options to choose. The various life insurance policies offer a range of features. But in the end, making the right decision will be largely based on your specific needs. Here, we’ll provide a comparative look at two of the most […]

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Riding Out Market Fluctuations: How Does Indexed Universal Life Insurance Hold Up?

Indexed universal life insurance (IUL) is a permanent life insurance policy that provides a death benefit and potential to build up internal cash value [1] when properly funded. A portion of your cash value may be credited interest based on index crediting strategies, as well as having access to fixed interest crediting strategy. The policyholder has the […]

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Rethinking Your Retirement Strategy? Take a Look at an Indexed Universal Life Insurance

When it comes to planning for retirement, individual retirement accounts (IRAs) and 401(k)s offer tax advantages that can be hard to beat. But what if you don’t have access to a 401(k) program through your employer, or you’ve maxed out your IRA contributions? It may be time to consider adding an indexed universal life insurance […]

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Retirement Savings Trends: What’s Changing (and What Isn’t) for 2017

In order to stay on top of retirement savings rules, regulations and limits, which can change yearly, requires diligence. Here we examine a few of the latest rule changes and trends to help you. Retirement savings on the rise More than 20 percent of those surveyed put away more for retirement in 2016 than the […]

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Is Your Family’s Most Valuable Asset Protected?

In more than 30 years of farming, Harvey Wood never had an accident. But he didn’t take anything to chance and made sure his family was protected. It would be difficult to find someone more cautious than Harvey Wood, a third generation Arizona cotton and citrus farmer. In more than 30 years of farming, he […]

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