Category: Financial Management

How to Replace Vital Documents and Records

Apr 29, 2016

Even in the internet age, you may be asked to produce a hard copy of your birth certificate, Social Security card, marriage certificate or divorce papers. A digital version won’t cut it. If your critical documents currently reside in a drawer, move them to a fireproof home safe or safe-deposit box, and give an attorney […]

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Best Ways to Pay Off Every Type of Loan

Apr 22, 2016

A little bit of debt can be a good thing. If you approach borrowing strategically, you can eliminate higher-interest debt that may be weighing you down, lock in low-interest loans and use the extra cash to boost your investments for retirement or contribute to an emergency fund. Now is a particularly good time to scrutinize […]

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How to Handle Money Issues Between Friends

Apr 15, 2016

Loans between family members or friends can result in unexpected problems. Consider these scenarios and how to handle them. My office buddy asked me to lend him a few hundred dollars, but the idea makes me uncomfortable. How should I handle the request? Lending a friend a few bucks for coffee is usually no big […]

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3 Questions That Reveal Whether You’re Saving Enough for Retirement

Apr 08, 2016

What’s your retirement number? Hard to say, isn’t it? Answering that question is akin to planning for a vacation you’ll be taking some 20, 30 or even 40 years from now. You don’t know where it will be, how much it will cost or how long it will last, but you’re tasked with saving a […]

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4 Ways to Save on Gym Memberships

Mar 04, 2016

How’s that New Year’s resolution to get back to the gym going? Yeah, thought so. But if you find the right facility, you have plenty of time to shape up in time for beach season. Do a test workout. Take advantage of the free trial at a few gyms. Be sure to go when you […]

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