Foretelling the Future in a Family Business

A patriarch’s planning simplifies matters for his four heirs—and theirs. The needs of a family business tend to change considerably over time, and owners need to be sure their plans keep pace. That was the case for V&A Process, a manufacturer of custom plastic welding rods based in Lorain, Ohio. Danny Smith, an insurance agent/ […]

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7 Steps to Take Now to Ensure Your Business Survives Loss of a Key Employee

Keeping a successful business thriving during a crisis is job No. 1 for any owner or operator. Key-employee insurance can be an important part of that protection strategy, but you’ll also want to examine several related issues. Here are seven essential steps — part of your general business-continuity planning — that can help you overcome […]

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7 Ways to Pay Off Your Mortgage Early

Paying off your mortgage years ahead of schedule may seem impossible, but it’s much easier than you think. Here are seven ways to accelerate your final mortgage payment without breaking a sweat.* 1. Add a little more money to every monthly payment. Paying just $50 extra every month can knock about two years and more […]

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Life Insurance for Empty Nesters

The Right Coverage Can Help Protect Your Retirement You know life insurance is essential for protecting your family’s financial well-being — particularly when you have young children. What many people don’t realize, though, is that life insurance can play a key role in your financial planning long after those children grow up. There are two […]

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7 Life Events Where Life Insurance Can Help

As your life changes, so do your life insurance needs. To help protect your family, you’ll need a plan that offers flexibility. The first factor you’ll want to consider is whether to choose a term or permanent life policy. Term life insurance offers an economical way to make sure your family has financial cover if […]

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